9 Jan, 2021 04:00 PM4 minutes to read

After 2020, we should prepare for curve balls, by having savings, and taking out insurance. Photo / 123rf

Happy New Year. Now plan for the worst. It’s been a funny old 12 months, but we’ve all learned a lot of lessons.

My usual New Year articles are all about the positive stuff and
how you can turn your year around. But after 2020, let’s talk about preparedness. That includes being mentally prepared for curved balls, having…

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