Student loans have changed the lives of a generation of Kiwis who started study between 1992 and 2017, before the first year of study became fees-free again last year. They have been dubbed Generation Debt due to the amount of money many of them have ended up repaying. In part two of a three-part series, education reporter Simon Collins asks: Was it worth it?

Damion Mitchell is a 39-year-old father of two who is still paying off a good chunk of his $100,000 student loan – but he says he wouldn’t change a thing.

The software engineer from Tauranga and

Generation Debt: Students scared to come home

Generation Debt: How student loans shaped us

‘It’s well worth it’

The downside: lost potential

Generation Debt



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